DeclineIQ
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Payment approval intelligence

Turn declines into revenue with DeclineIQ

We analyze issuer behavior, risk signals, and routing to recover preventable declines — with zero added friction.

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Realtime approval optimization preview

How DeclineIQ helps you win back revenue

Secure decisions

Smarter approvals

Adaptive models learn issuer patterns to cut false declines without raising fraud.

Instant retry

Instant recovery

Real-time retries and smart fallbacks boost acceptance at the moment of payment.

Optimized routing

Optimized routing

Send transactions down the best path by issuer, geography, and risk signals.

For merchants

Minutes to integrate

  • Drop-in alongside your gateway and fraud stack
  • Transparent dashboards with approval and recovery lift
  • Zero checkout friction and no consumer fees
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For PSPs & processors

Delight issuers and merchants

  • Issuer-aware models and adaptive routing
  • APIs, webhooks, and data export
  • Compliance-minded by design
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Ready to stop preventable declines?

See how DeclineIQ improves acceptance for your traffic in days, not months.

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